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I have been thinking about the New Year and what changes I want to make, and I have taken this week to start getting those things prepared. Most people make resolutions that don't last...I am going to make a few each month instead of a list at the beginning of the year that overwhelms me! I don't want anything to feel like a "chore" otherwise I won't do it at all!
January's List is this...and may change! :)
1. Loose the extra weight that I am still hanging on to (Eat healthier and get more Exercise)
- I should be able to conquer this goal in a couple of months. I don't have much to loose!
- I have savings account that I have neglected, and I plan to use it!
- I set up 10 savings accounts yesterday (things like: Vacation, Auto Repair, Auto Replacement, Auto Registration, Vision expense, and of course our emergency fund that I call our RICH FUND)
- Set up a separate savings account for our business! (This should help me to keep our $ straight and not have it all lumped together!)
- I am also faithfully taking a % from every check and dividing that up into emergency, taxes, liability insurance, and Retirement) I plan to raise the % every month! (We can't do a set amount being self-employed) (Did you know you should be saving 40% of your income every month?)
- I'm going to try to split my check up into 2 different accounts so that a portion of my little check automatically goes into savings each week!
- Get tax stuff prepared and turned into our accountant by the first part of February!
4. Organize and declutter one area each week!
That should do it for January!
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